business advice, information: is4profit

free small business advice & information

Article Index
Loans & Overdrafts
How do I decide whether a loan or overdraft is more appropriate?
How do I go about obtaining a bank loan?
The banks have turned me down for a loan for my business. Can you help?
What level of interest should I expect to pay on a bank loan?

Loans & Overdrafts

Do you need more information to help you decide whether you should take out a loan or an overdraft? This section looks at:

  • whether loans and overdrafts are suitable for your business needs
  • how to obtain a loan
  • interest rates on bank loans

Using FAQs to answer some common questions and resources to find more in depth information will help you assess whether loans or overdrafts are the right options for your business.
If you've been unable to obtain a loan you might qualify for help through the SBS Small Firms Loan Guarantee Scheme.



Monthly Prize Draw!

Win £375 worth of advertising for your business.

Enter our competition by either:


*Terms & Conditions apply | Previous winners

Small Business Newsletter

Sign up to the weekly Small Business Newsletter, just enter your email address in the box below.

Small Business Poll

Employing Staff. In the next 12 months are you looking to: