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Page 5 of 7
Subsidised and Guaranteed Loans
4. Local Schemes
4.1 Local business support organisations and councils can help you identify schemes available in your area.
4.2 Each scheme has its own priorities and lending criteria.
- Loans may be targeted at a particular industry sector (eg businesses in the creative industries) or business people from a particular background (eg women, people with a disability or from minority ethnic communities).
- Some schemes specifically target businesses with a social purpose rather than those that are strictly for profit.
- Loans may be available for start-ups, existing businesses or both.
4.3 Loan amounts and terms can vary.
4.4 hemes typically offer relatively small loans of up to £10,000 but there are exceptions.
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