Loans & Overdrafts

Do you need more information to help you decide whether you should take out a loan or an overdraft? This section looks at:

• whether loans and overdrafts are suitable for your business needs
• how to obtain a loan
• interest rates on bank loans

Using FAQs to answer some common questions and resources to find more in depth information will help you assess whether loans or overdrafts are the right options for your business.
If you've been unable to obtain a loan you might qualify for help through the SBS Small Firms Loan Guarantee Scheme.