Cashflow Management

Article: Business Owners Put Their Homes on The Line

Business Owners Put Their Homes on The Line Small Business News 11th January 2012 SMEs now just as likely to apply for a secured loan as they would an unsecured loan or an overdraft  to get access to funds Over half of SME owners turn...

Article: Cashflow is King

Cashflow is King Andy Craven, product & marketing lead, risk management solutions, Dun & Bradstreet UK, argues that a collaborative, cloud-based approach can help businesses to manage their credit risk and ensure healthy cashflow Through...

Article: Cashflow Management

Cashflow Management Cashflow Management: The Basics Introduction Cash is the oxygen that enables a business to survive and prosper, and is the primary indicator of business health. While a business can survive for a short...

Article: Cashflow problems increase bank borrowing

Cashflow problems push small firms to increase bank borrowing Small Business News - 29th September 2008 Late–paying customers are forcing small firms to increase their bank borrowing to maintain cashflow, according to the Federation of...

Article: Cashflow: Monitoring Your Cashflow

Cashflow: Monitoring Your Cashflow Every business needs cash to survive – to pay suppliers, employees and bills. For most businesses, the need for cash increases as the business grows. So it’s crucial to monitor the flow of cash from...

Article: Checking your Bank Charges are Correct

Checking your Bank Charges are Correct Introduction Banks are commercial organisations and like all other businesses make charges for providing services to customers. Charging policies vary from Bank to Bank with many banks now...

Article: Credit Control

Credit Control Credit control is a vital part of running any business - and especially any new business with limited cash resources. Every year, thousands of start-up businesses go bust. Many are profitable but are owed money by customers. Unable to...

Article: Credit Control System: Setting up

Setting Up a Credit Control System Mismanagement of cash flow is the single biggest reason that small businesses go under. Therefore, a good credit control system is an essential part of any business' accounting procedures. Maintaining consistent...

Article: Debt Factoring and Invoice Discounting

Debt Factoring and Invoice Discounting Financial services companies that provide businesses with debtor finance, secured against unpaid invoices are known as Factors and Invoice Discounters. Factors buy your trade debts and typically will...

Article: Debt Recovery

Debt Recovery Most businesses experience some problems getting paid on time by their customers. Good credit control helps to prevent this becoming a serious problem. However, there are occasions when a customer cannot, or will not, pay. To avoid a bad...

Article: Forex Risk Management Tools

Forex Risk Management Tools Risk Management Tools to Protect your Business from a Volatile Forex Market. With the European debt crisis impacting confidence in the region and the current instability of the global forex market, SMEs that trade or...

Article: Government payment code helps small firms' cashflow

Government payment code to help small firms’ cashflow Small Business News - 29th December 2008 The Government has introduced a Prompt Payment Code to help increase the speed of payments from large companies to small businesses....

Article: How to Build a Business Case for IT

How to build a business case for IT Influence your business and get the best out of your IT IT is constantly evolving, but a company that invests in every minor improvement could end up wasting money. To convince your company that now is the...

Article: Interest on Late Payments

Interest on Late Payments All businesses have a legal right to claim interest from late-paying customers. The statutory right to interest and compensation, introduced under the Late Payment of Commercial Debts (Interest) Act 1998, applies to all...

Article: Invoice Finance – Easing Cashflow, Fuelling Business Growth

Invoice Finance – Easing Cashflow, Fuelling Business Growth Invoice financing is a service that enables businesses to release funds they have tied up in unpaid invoices. This process involves working with a third party company who advances money...

Article: Invoice finance – Things to Watch out for

Invoice finance – Things to watch out for Invoice financing is a service that allows businesses to sell invoices to a third party company who process the invoices giving businesses the opportunity to draw loans against the money owed. This form o...

Article: Managing Your Cashflow

Managing Your Cashflow A business can survive for a short time without sales or profits, but not without cash. It is cash which pays the bills and allows trading to continue. And if you are growing, and extending credit to more customers, the need for...

Article: Managing Your Creditors

Managing Your Creditors You rely on good relations with creditors for the smooth operation of your business. Suppliers (trade creditors), the bank, and statutory bodies such as HM Revenue & Customs (HMRC) all affect the cashflow of most...

Article: Setting Up and Managing Your Payroll System

Setting Up and Managing Your Payroll System An efficient payroll system is essential to ensure your employees are paid on time and their salaries are correctly calculated. This guide explains: An employer’s payroll responsibilities ...

Article: Small Business Accounting - Get Your Cash in on Time

Small Business Accounting - Get Your Cash in on Time On time - to keep the cash flowing through the business We all know that cash is the lifeblood of the business. A reservoir of cash is made up of positive bank account balances, physical cash plus...