Small Business Banking

Small business banking articles - business advice and business news covering business banking and lending for UK SMEs.

Article: 1 in 3 Small Business Bank Loan Applications Denied

1 in 3 Small Business Bank Loan Applications Denied Small Business News 12th July 2010 One third of small-business owners who applied for a bank loan in the three months to May this year were denied, research by software provider Sage UK has...

Article: Another Small Business Banking Pledge - Santander

Another Small Business Banking Pledge - Santander Small Business News 20th January 2011 Santander's new UK CEO, Ana Patricia Botin, had a trial by fire as she took up the reigns of the UK arm of the Spanish banking giant. Ms Botin, Britain's first...

Article: Bank Closures Not Good for Rural Business

Bank Closures Not Good for Rural Business Small Business News 17th February 2012 Branch sharing a solution to spiralling bank closures, say Forum of Private Business and Campaign for Community Banking Services (CCBS) Analysis shows that more...

Article: Bank Fund Offers £100m to Franchise Start-ups

Bank Fund Offers £100m to Franchise Start-ups Small Business News 5th March 2011 Would-be business owners seeking finance to become franchisees can apply for a dedicated bank loan, following the launch of a £100-million fund. The joint NatWest and...

Article: Bank Lending Improving in the Manufacturing Sector

Bank Lending Improving in the Manufacturing Sector Small Business News 6th June Bank lending to manufacturing firms improved in April and May for the first time since the end of the recession, manufacturing organisation the EEF has said. The EEF...

Article: Bank Roadshows Help Small Businesses Access Finance

Bank Roadshows Help Small Businesses Access Finance Small Business News 21st March 2011 Business owners can find out how to make the strongest case for a loan, following the launch of a series of regional roadshows by the Business Finance...

Article: Banks and Businesses Should Find Common Ground to Boost Lending

Banks and Businesses Should Find Common Ground to Boost Lending Small Business News 10th June Banks and small businesses must work together to stimulate lending if the economy is to fully recover, the Forum of Private Businesses (FPB) has...

Article: Banks Should be Bribed to Boost Small Business Lending

Banks Should be Bribed to Boost Small Business Lending Small Business News 28th October 2011  Banks should be given financial incentives to boost lending to cash-strapped small businesses, according to Bank of England (BoE) governor Sir...

Article: Banks Won’t Deliver on “misguided” Small Business Lending Pledge

Banks Won’t Deliver on “misguided” Small Business Lending Pledge Small Business News 11th February 2011 UK banks won’t deliver on their pledge to lend more to small firms, as the commitment is unenforceable, business groups have said. Under...

Article: Barclays Business Banking

Barclays Business Bank Accounts   Get started with Barclays Business banking In addition to helping you shape your business idea, create a business plan and find the funding, we have a package to give you all the help you need to start your...

Article: Bring Back Traditional Bank Managers says Business Group

Bring Back Traditional Bank Managers says Business Group Small Business News 23rd May 2011 Bring back traditional bank managers and increase competition, says business group in the wake of Project Merlin’s poor lending figures The Forum of Private...

Article: Business Bank Accounts - The Basics

Business Bank Accounts - The Basics At Lloyds TSB Commercial, our business bank account is designed to help you start up and set out on your business journey. Why is my business bank account so important? Time is precious when starting up a...

Article: Business Bank Charges are Customers’ Biggest Gripe

Business Bank Charges are Customers’ Biggest Gripe Small Business News 17th September 2010 A new report for YouGov SixthSense suggests that business bank charges are the foremost consideration when SMEs are looking for a new current account....

Article: Business Banking for Start-ups

Setting Up Online Business Banking The internet has revolutionised the way many of us manage our money and personal accounts – and this is also true of business banking. At Lloyds TSB Commercial, our online banking service gives you a fast,...

Article: Checking your Business Bank Charges are Correct

Checking your Business Bank Charges are Correct Introduction Banks are commercial organisations and like all other businesses make charges for providing services to customers. Charging policies vary from bank to bank with many...

Article: Cheques Will Not be Scrapped as "no viable alternative" Available

Cheques Will Not be Scrapped as “no viable alternative” Available Small Business News 15th July 2011 The Payments Council’s decision not to abolish cheques has been welcomed by business groups, as no viable alternative payment...

Article: Clydesdale and Yorkshire Banks Launch Business Support Website with FPB

Clydesdale and Yorkshire Banks Launch Business Support Website with FPB Small Business News 18th May 2011 Clydesdale and Yorkshire Bank have launched an online support hub with the Forum of Private Business, the leading not-for-profit business...

Article: Current Bank Borrowing Reflects “pre-financial crisis levels”

Current Bank Borrowing Reflects “pre-financial crisis levels” Small Business News 6th May 2011 New lending to small businesses in the UK remained stable in January and February, according to the British Bankers Association (BBA). However, loan...

Article: Demand for Business Bank Loans Down

Demand for Business Bank Loans Down Small Business News 8th May 2011 Demand for bank loans fell sharply among small businesses in the first quarter of 2011 — and the number of defaulted repayments went up! The Bank of England’s (BoE) quarterly Cre...

Article: Fear of Rejection Puts SMEs Off Applying for Business Loans

Fear of Rejection Puts SMEs Off Applying for Business Loans Small Business News 18th July 2011 More than half of small businesses didn’t approach their bank for finance in the last year, because they expected to be turned down, research has...