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Critical Illness Cover: A Guide
What are critical illness policies?
What do I need to know about critical illness cover?
Which critical illnesses are covered?
Will any exclusions apply to the cover?
How do I compare policies?
What types of policy are available?
What is the cost?
Who can take out critical illness cover?
Can I increase my cover after the policy starts?
How do I apply?
How do I make a claim?
What if I decide I don't want the policy after all?
Are these policies regulated?
What should I do if I want to complain?
Where can I get further information?

A Guide to Critical Illness Cover

1. Why should I consider buying critical illness cover?

If you, or those who depend on you, would face financial difficulties if you became critically ill (for example if you had cancer, a heart attack or a stroke), you may want to consider taking out critical illness cover.

If you're critically ill, the last thing you'll need is any financial worry like the fear of losing your home because you can't pay your mortgage. Critical illness cover aims to give you peace of mind in these circumstances.

If, you are thinking about buying critical illness cover, the information in this guide aims to help you choose a policy that will meet your needs.

This document is reproduced with the permission of ABI - The Association of British Insurers.



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