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Article Index
Getting a Fair Deal On a Mortgage
1. How much can I afford to borrow?
2. How can I tell which mortgage rate is best for me?
3. What is the best type of mortgage for me?
4. How should I repay it?
5. Can I make lump sum payments to reduce the size of the loan?
6. Are there any redemption penalties?
7. Does this mortgage come with compulsory insurance?
8. What other charges will I have to pay?
9. What happens if I can't pay?
10. What about the small print?

Getting a Fair Deal on a Mortgage

Buying a home for the first time or moving can be a very exciting time. It can also be very stressful. The chances are that you will need a mortgage.

Before you decide which mortgage would suit you best, here are 10 questions the Government suggests you should ask, based on information from Which? magazine on issues which have caused problems for consumers.

This document based on information from DTi Consumer Affairs department and Crown Copyright © 2003



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