A Guide to Your Pension Options

What Do I Need To Do Now

• You should always think carefully before you decide which type of pension to choose, and how much money you need to put away to reach the level of pension you want when you retire.
• If your employer offers access to an occupational scheme, it is usually worth joining.
• Apart from your home, your pension is likely to be the biggest investment of your life, so it 's important to get the decision right.
• You need to shop around to compare what different pensions and pension providers have to offer.
• You may want to get expert financial advice, but you will usually have to pay for it. Find out how much you will be charged and how this could affect your investment.