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Article Index
Individual Savings Accounts (ISAs)
Where do I get an ISA?
Can I have an ISA?
What are the different sorts of Individual Savings Account?
What is a CAT standard ISA?
The CAT standards
How do I choose an ISA Manager?
Switching from one ISA manager to another
How many ISAs can I have?
How much can I put into ISAs?
What are the tax benefits of an ISA?
I am under 18 - can I have an ISA?
Can I put money into an ISA for my child?
What happens if I die?
What happens if I go abroad?
What if I pay into too many ISAs?
What if I want to take my money out of an ISA?
What happens if I change my mind?
Can I put shares from my employee share scheme into my ISA?
Can I put windfall or inherited shares in my ISA?
Can I get reports and accounts of the companies in my stocks and shares ISA?
What can the cash component of an ISA include?
ISA Stocks & Shares Component
Cash - Stocks & Shares or Insurance Components
ISA Life Insurance components
Changes - 6 April 2005?
Affects of 6 April 2005 Changes
Further Information - Changes 6 April 2005
Which ISA component April 2005?
Continue Paying into an ISA
ISA Insurance Policy and ISA Unit Trusts
Mini Cash ISA - Cash Deposit Component
What if I have a complaint?
Page 3 of 33

Individual Savings Accounts (ISAs)

Can I have an ISA?

To open an ISA you have to be aged 18 or over or for cash ISAs aged 16 or over. You also have to be resident and ordinarily resident in the UK for tax purposes (ask your HMRC office if you are in any doubt about this).

Crown employees, such as diplomats or members of the armed forces, who are working overseas and paid by the Government are eligible to open an ISA. The spouse of one of these people can also open an ISA. You cannot hold an ISA jointly with, or on behalf of, anyone else.

Information about ISAs for those aged under 18 and the options available when you reach 18
Information about moving abroad



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