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Article Index
Individual Savings Accounts (ISAs)
Where do I get an ISA?
Can I have an ISA?
What are the different sorts of Individual Savings Account?
What is a CAT standard ISA?
The CAT standards
How do I choose an ISA Manager?
Switching from one ISA manager to another
How many ISAs can I have?
How much can I put into ISAs?
What are the tax benefits of an ISA?
I am under 18 - can I have an ISA?
Can I put money into an ISA for my child?
What happens if I die?
What happens if I go abroad?
What if I pay into too many ISAs?
What if I want to take my money out of an ISA?
What happens if I change my mind?
Can I put shares from my employee share scheme into my ISA?
Can I put windfall or inherited shares in my ISA?
Can I get reports and accounts of the companies in my stocks and shares ISA?
What can the cash component of an ISA include?
ISA Stocks & Shares Component
Cash - Stocks & Shares or Insurance Components
ISA Life Insurance components
Changes - 6 April 2005?
Affects of 6 April 2005 Changes
Further Information - Changes 6 April 2005
Which ISA component April 2005?
Continue Paying into an ISA
ISA Insurance Policy and ISA Unit Trusts
Mini Cash ISA - Cash Deposit Component
What if I have a complaint?
Page 22 of 33

Individual Savings Accounts (ISAs)

What can the cash component of an ISA include?

The cash component of an ISA can include

  • bank and building society accounts

  • units or shares in UK authorised unit trusts and open-ended investment companies (OEICs) which are money market schemes (sometimes called 'cash funds') and fund of funds schemes which invest in them

  • National Savings and Investments products which are specially designed for ISAs (but not other National Savings and Investments products such as the Investment Account, Savings Certificates or Pensioners' Guaranteed Income Bonds)

  • certain shares and units that fail to meet the qualifying conditions for the stocks and shares component

  • after 5 April 2005, life insurance policies that fail to meet the qualifying conditions for the stocks and shares component (these will generally be policies that guarantee to return your capital at any time)

  • after 5 April 2005, the stakeholder cash product.



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