business advice, information: is4profit

free small business advice & information

Article Index
Individual Savings Accounts (ISAs)
Where do I get an ISA?
Can I have an ISA?
What are the different sorts of Individual Savings Account?
What is a CAT standard ISA?
The CAT standards
How do I choose an ISA Manager?
Switching from one ISA manager to another
How many ISAs can I have?
How much can I put into ISAs?
What are the tax benefits of an ISA?
I am under 18 - can I have an ISA?
Can I put money into an ISA for my child?
What happens if I die?
What happens if I go abroad?
What if I pay into too many ISAs?
What if I want to take my money out of an ISA?
What happens if I change my mind?
Can I put shares from my employee share scheme into my ISA?
Can I put windfall or inherited shares in my ISA?
Can I get reports and accounts of the companies in my stocks and shares ISA?
What can the cash component of an ISA include?
ISA Stocks & Shares Component
Cash - Stocks & Shares or Insurance Components
ISA Life Insurance components
Changes - 6 April 2005?
Affects of 6 April 2005 Changes
Further Information - Changes 6 April 2005
Which ISA component April 2005?
Continue Paying into an ISA
ISA Insurance Policy and ISA Unit Trusts
Mini Cash ISA - Cash Deposit Component
What if I have a complaint?

Individual Savings Accounts (ISAs)

Further information about the changes after 6 April 2005

Which ISA component will my policy fall in when the insurance ISA component ends in April 2005?

  • It will fall in either the Mini ISA cash or stocks and shares component, depending on the nature of the policy.

  • If you paid into your policy between April 2004 and April 2005, you should have received a letter from your ISA Manager telling you which component it falls in.

  • If you took your policy out before 6 April 2004, it will automatically fall in the stocks and shares component.

  • If you have not heard from your ISA Manager, you should contact them before paying into any other ISA component after 6 April 2005.



Monthly Prize Draw!

Win £375 worth of advertising for your business.

Enter our competition by either:


*Terms & Conditions apply | Previous winners

Small Business Newsletter

Sign up to the weekly Small Business Newsletter, just enter your email address in the box below.

Small Business Poll

Employing Staff. In the next 12 months are you looking to: