Article Index
Individual Savings Accounts (ISAs)
Where do I get an ISA?
Can I have an ISA?
What are the different sorts of Individual Savings Account?
What is a CAT standard ISA?
The CAT standards
How do I choose an ISA Manager?
Switching from one ISA manager to another
How many ISAs can I have?
How much can I put into ISAs?
What are the tax benefits of an ISA?
I am under 18 - can I have an ISA?
Can I put money into an ISA for my child?
What happens if I die?
What happens if I go abroad?
What if I pay into too many ISAs?
What if I want to take my money out of an ISA?
What happens if I change my mind?
Can I put shares from my employee share scheme into my ISA?
Can I put windfall or inherited shares in my ISA?
Can I get reports and accounts of the companies in my stocks and shares ISA?
What can the cash component of an ISA include?
ISA Stocks
Cash - Stocks
ISA Life Insurance components
Changes - 6 April 2005?
Affects of 6 April 2005 Changes
Further Information - Changes 6 April 2005
Which ISA component April 2005?
Continue Paying into an ISA
ISA Insurance Policy and ISA Unit Trusts
Mini Cash ISA - Cash Deposit Component
What if I have a complaint?

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Individual Savings Accounts (ISAs)

Further information about the changes after 6 April 2005

I have been told that my policy will fall in the Mini cash component. Can I continue paying into it and take out a separate £3,000 cash deposit component?

No. Unless both are held with the same ISA manager, from April 2005 you cannot take out a separate Mini cash deposit component whilst also continuing to pay into an insurance policy which falls in the cash component.

Even if the same ISA manager manages both products, the total that you may invest in the two products is restricted to £3,000.

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